The Life Initiative Story

A Dual Bottom Line Fund

In 1998, the Massachusetts Legislature, with the support of the life insurance industry and community development groups, passed legislation which created a new $100 million fund,  The Life Initiative (TLI). TLI was established to provide capital to projects that benefit low and moderate income communities and households, and defines itself as a dual bottom line fund. We evaluate projects for both a measurable community benefit and financial viability.

Investing in the Commonwealth of Massachusetts

Over the last 20 years, TLI has invested more than $500 million in projects that benefit low and moderate income households and communities. TLI investments to date have supported the creation or preservation of over 17,795 affordable housing units, 1,897 jobs, 10,396 construction jobs, 1,953 childcare spots, and 30 community facilities. We have made over 276 loans to both non-profit and for profits.